YOU (South Africa)

5 GOOD REASONS YOU NEED A LAWYER

Not only criminals need a lawyer. You or a member of your family might land up in a legal situation or have a crime or injustice perpetrate­d against you. It happens all the time. Legal insurance with Rights24 is an a ordable alternativ­e to traditiona­l law

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CAR ACCIDENTS AND CAR RELATED ISSUES

There are approximat­ely 14,25 million cars on our roads, of which only 35% have insurance*. Things can and do go wrong – that is part of being a vehicle owner or user. MVA (Motor Vehicle Accident). Third party claims. Hassles with the mechanic. Buying or selling a car. Disputes with the insurance company. Just a few instances in which a lawyer can be the difference between a difficult and expensive legal wrangle or a quick and efficient outcome. (*Times Live: 22/06/2016)

CONTRACTUA­L DISPUTES

Whether it is a rental dispute, sales or contractua­l agreement, let your lawyer check it out for you. This way, you can avoid future legal hassles and costs. Traditiona­lly, a lawyer can charge up to R3,000 for a consultati­on. An affordable Rights24 legal insurance plan will provide you with quality services for a nominal monthly fee.

UNCONTESTE­D DIVORCE

Divorces in South Africa are at an all time high, with women initiating more divorces than men*. It is an unfortunat­e reality that all couples joined in a civil or traditiona­l union can face. In such a traumatic situation, it is best that your lawyer deal with the issue. An unconteste­d divorce can be settled within a matter of weeks without exorbitant costs. Your lawyer will handle the paperwork and go to the court with you. With legal protection, it can be as simple as that. (*Stats SA, 09/02/2016)

LABOUR MATTERS

The unemployme­nt rate in South Africa is 36.4%*. If you or your family are employed, legal protection in our current environmen­t is essential. Whether it is an unfair dismissal, CCMA referral or discrimina­tion in the workplace, let your lawyer handle your case for you. A confrontat­ion or dispute between you and a co-worker or employer can be emotionall­y and legally complicate­d. Lawyers are skilled at dealing with these matters appropriat­ely and firmly. Don’t risk losing your job in an uncertain economic environmen­t. Get legal protection. (*Trading Economics, 02/26/2016)

DEBT COLLECTION AND BLACKLISTI­NG

According to research on debt in South Africa, consumers owe as much as 75% of their income to creditors*. Furthermor­e, consumers are vulnerable to unscrupulo­us loan providers and unfair practices by retailers. Protect yourself against unfair blacklisti­ng. (*Business Tech 28/06/2016)

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