SLIC provides protection for diabetes patients with Comprehensive D+plan

Diabetes, once considered a disease of the developed world, has today become a worldwide pandemic.

There is an alarming increase of prevalence in diabetes in Sri Lanka, where a Colombo urban study shows that 27.1 percent of the Colombo urban population suffers from diabetes.

In Sri Lankan context, according to the statistics released by International Federation of Diabetes in 2017 states that 1.1 million adults (2079) are suffering from diabetes comparative prevalence of diabetes is 10.7 percent. Adults with undiagnosed diabetes (20-79) are 428,000 and mean diabetes-related expenditure per person (20-79) with diabetes is US$ 184.8 (approximately Rs. 34,000). Diabetes related deaths (2079 years) in Sri Lanka amounts to 15,534.

In the global scale by 2017, there are approximately 425 million adults (20-79 years) were living with diabetes and by 2045 the figure will be expected to rise to 629 million.

Diabetes caused 4 million deaths and more than 21 million live births (1 in 7 births) were affected by diabetes during pregnancy. Most common causes for the diabetes are unhealthy dietary patterns, unhealthy lifestyle and generic factors of Sri Lankans. People tend to consume high energy dense food instead of low energy dense food and people are reluctant to do physical exercises.

While the statistics reflect the severity of the status of the most common non communicable disease, insurers are reluctant to provide insurance cover for people with diabetes. As a result diabetes patients does not have an alternative to cover their medical expenses instead of bear them by themselves.

As the insurer of the nation SLIC understands the utmost gravity of the issue and took a leap forward by introducing a dedicated health insurance cover to diabetes patients.

The Sri Lanka Insurance Comprehensive D+ life and health insurance cover was introduced to the market as a social cause providing peace of mind to the diabetes patients.

The Comprehensive D+ plan helps diabetes patients to gain access to the best hospitals and medical treatment for diabetes, ensuring peace of mind and financial assistance to the policyholder. Policyholders can choose from 3 available packages depending on the required medical care and type of diabetes: Category A: Rs. 200,000 cover, Category B: Rs. 400,000 cover, Category C: Rs. 600,000 cover.

The Comprehensive D+ plan Wide coverage of expenses including nursing expenses, ICU expenses, operation theatre charges, room charges as well as surgeon, anesthetist, medical practitioner, consultant and specialist fees.

This health cover can be obtained together with Divi Thilina, Minimuthu, Minimuthu Parithyaga, Praguna, Yasaisuru, Freedom, Minimuthu Dayada, and Janadiri life insurance policies and it has flexibility to add on the spouse so that for both policyholder and spouse are covered till the age of 65.

Established in 1962, Sri Lanka Insurance Corporation is the largest government-owned insurance company in Sri Lanka, with a managed asset base of over Rs.197 billion and a Life fund of over Rs.105 billion, the largest in the local insurance industry.