Build your dream home with a Cargills Bank Home Loan
Cargills Bank Home Loans offer a unique value proposition,of a convenient, hassle free and customized tailor-made financial solutions to support changing consumer needs. Cargills Bank provides customers flexible housing loans which can be obtained with minimum documentation and a repayment period ranging froma minimum of 5 years to a maximum of 20 years. These housing loans can be obtained by customers to purchase or construct a house, purchase land, complete construction of a partially built house, renovate, modify or extend an existing house.The Bank also offers loans to purchase gated property projects and condominium projects.
According to Lewie Diasz, DGM Consumer Banking “at Cargills Bank we acknowledge that fact that individuals banking needs are unique. With this in mind we have designed our Home Loan scheme with an efficient hassle-free process,based on customer preference our home loan schemes offer greater convenience, better support and enhanced flexibility.”
The Cargills Bank team of experienced- Loan Officers will provide guidance through the entire process from initial exploration of financing options to the final closing, helping to create solutions quickly and efficiently. The Bank also offers a wide range of repayment schemes that helps find the right financial package that meets the demands of a customer’s repayment capacity efficiently.
Cargills Bank Home Loans also include the lowest legal fees in the industry charged by a Bank and an efficient process for credit approvals that ensures the loan is granted within the shortest possible time. Individuals can apply and obtain a Home Loan from any Cargills Bank branch around the country. The Bank operates branches in Colpetty (Head Office), Old Moor Street, Maitland Crescent, Matara, Maharagama,Vavuniya, Hawa-Eliya, Thanamalwila, Kurunegala, Jaffna, and Chunnakam.
Cargills Bank is a fully fledged commercial bank providing a comprehensive portfolio of products and services to support personal and business banking needs from Current and Savings accounts, Fixed Deposits, Trade services and Treasury services. Cargills Bank also offers an array of innovative and technologically advanced digital banking services to assist customers with their daily banking. With access to individual accounts through 14 Bank owned standalone ATMS and over 3,000 ATMs island wide linked to the LANKAPAY Common ATM switch and Cargills Bank internet banking, customers have total control of their accounts at any time of any day. This helps the Bank to augment its product offering and position itself on the premise of ‘Banking on the Human Spirit,’ to delivering the best possible banking experience that surpasses customer expectations.