Cargills Bank strengthens retail portfolio with ‘High Return Saver’

Cargills Bank, the newest entrant in the banking domain, provides value propositions across all consumer segments that it serves. Delivering on its premise to offer utmost convenience to customers, the Bank offers a strong portfolio of products and services for personal and business banking that is supported by sound technology.

Cargills Bank Limited is a fully fledged commercial bank with 11 branches located at Colpetty (Head Office), Old Moor Street, Maitland Crescent, Matara, Maharagama , Vavuniya , Hawa-Eliya , Thanamalwila, Kurunegala, Jaffna, and Chunnakam, providing a range of services and products, including Current and Savings accounts, Foreign Currency Accounts, Fixed Deposits, Advances and Loan facilities, Trade services, Treasury services, and Remittances.

The Bank’s vision is to establish itself as an inclusive bank providing value to all its customers across all segments it serves. It is backed by strong shareholders whose Companies’ brands, financial performance, market share and business foresight have been highly recognized in their respective fields and provide strength and stature to Cargills Bank. The bank advocates responsible banking practices, supports individuals and organizations in achieving their financial goals, with our prudently managed operations and investments in people, process and systems.

The Bank offers simplified banking solutions to customers with simple yet innovative and attractive banking products.

Positioning itself on the premise of ‘Banking on the Human Spirit,’ Cargills Bank is driven by the philosophy of being consistently available to its customers and to simplify its banking transactions by offering simple yet innovative and attractive banking products. The Bank continues to aspire to build a culture of commercial banking that facilitates progress and delivers wealth across varying social and income groups, supported by a team of able and dedicated staff and the necessary systems and processors.

From its inception, Cargills Bank has been providing value propositions to all customer segments of the country. As a bank that is customer driven, it maintains a strong commitment towards empowering individuals and organisations towards the optimisation of their financial goals. Its is a firm belief at Cargills Bank that it’s greatest contribution to the local industry is the delivery of it’s unique promise of ‘Banking on the Human Spirit’ - which takes customers beyond the standard concept of banking.

One such initiative has been its decision to digitalize major processes- a step that has allowed its customers to ever more convenient ways to utilise their banking services, encouraging them to interact with the bank at their convenience and comfort, while allowing them to stay abreast with their finances.

To cater to this growing trend, Cargills Bank has extended many customer touch points through Internet Banking, their website, e-statements and SMS alerts, a few initiatives of many more to come.

Cargills Bank is one of the newest entrants to the banking domain in Sri Lanka, which is very competitive and pro-growth. It differentiates itself by expanding its digital-ready infrastructure to reach out to customers. It believes that accessibility and improved reach, digitally and physically, is essential in maintaining its competitive position.

Cargills Banks’ High Return Saver is tailored to the mass segment. However it is also looking at it as an investment opportunity for customers.

The bank recently rebranded the Smart Saver as “High Return Saver” and revised the interest tiers and balance slabs to offer attractive benefits to the account holder. Tailored to the mass segment, this product is a great investment opportunity for our customers.

This High Return Saver has cer- tain unique features which differentiates it from other savings accounts in the market. Firstly, it ensures the highest interest rate and also the lowest slabs of threshold. It offers 8.25 percent interest per annum for deposits above Rs. 250,000.

This not only gives value for money to customers, but also gives added convenience since Cargills Bank joined with Lanka Pay to enable customers to make withdrawals from over 3,000 ATMs islandwide.

For more details you can log into the website (www.cargillsbank. com) and general inquiries would be addressed through the bank Call Centre 0117 640 640.

Moreover, for personal assistance and to open your account today you may contact Krishan on 0772 808 709 and Sadika on 0772 950 431.