Different types of mobile wallets

Apple Pay: Works in the UAE with Apple phones and watches. It works with NFC-enabled machines.

Samsung Pay: Works in the UAE with certain Samsung phones and watches. It works with NFCenabled machines and MST [Magnetic Secure Transmission]. MST means a credit or debit card swipe on a standard card reader.

PayPal: No acquirer in the UAE accepts PayPal or Android Pay. PayPal is accepted by some e-commerce players in the UAE but not by brick and mortar outlets and physical PoS machines.

Beam Wallet: It works in the UAE and can be downloaded on to any Android or iOS devices.

Emirates NBD Pay and Mashreq Pay: It enables payments via Visa and MasterCard on any NFCenabled phone. The token service technology replaces cardholder information such as account

numbers and expiry dates with a unique digital identifier, or token that can be used for payment without exposing a cardholder’s personal account information. It works only with UAE approved cards.

Google Pay: Not available in the UAE.

Etisalat Wallet: The wallet allows customers to make purchases, pay utility bills, transportation fees, top-up Etisalat’s mobile credit, etc.

WeChat Wallet: You can add your debit or credit cards, get money sent to you from a friend and pay for goods and services. Not available in the UAE.

Huawei Pay: Huawei has teamed up with payments provider UnionPay International to roll out its own service across the world. It is very likely to be in the UAE by next year. It is expected to be on their smartphones soon.