Step-by-step guide on clearing cases

If you want to avail of the amnesty but you have a police case due to a loan default or bounced cheque, do this:

1. Communicate with your bank and request available settlement options of your debt. Ask the minimum settlement amount for onetime payment in black and white or choose the option that you can best stick to.

2. Once a settlement agreement is sent to you, complete with the bank’s letterhead etc, proceed with the payment according to the terms indicated in the settlement agreement. Make sure the settlement letter includes a provision where the bank will withdraw the case against you after completion of payment.

3. Once the debt is settled, request a clearance letter from the bank. Show this clearance letter to the bank’s lawyer and secure a release letter.

4. If you have a police case, show the release letter from the bank’s lawyer to the police as proof that they have cancelled the case. The police officer can clear the case in the system in front of you. Your queries answered How long will the whole process take? The time frame depends on the availability of funds. If you have the money and can settle with the bank quickly, then the whole process can be completed relatively in three days. Is deleting my name from the police case files or system enough? Generally, this is enough. But for your peace of mind, you can also request for a police clearance for a fee. What if I have a travel ban due to a civil case? The same rule applies. Settle the case so you can clear your name and apply for amnesty.