A gUidE To THE nEw insUrAncE scHEmE

dh60

Amount that companies will pay for each worker’s insurance starting today; instead of depositing Dh3,000 as bank guarantees per worker

dh14B

Amount of bank guarantees that will be refunded to the private sector

dh20k

Each worker’s coverage per the new scheme

for private workers, it covers end of service benefits, vacation and overtime allowances, unpaid wages, return air tickets and work injuries

for domestic workers, the policy covers the cost of replacing the worker in cases of interruption of work, health inefficiencies, or the domestic worker’s desire to cancel the work relationship, in addition to the unpaid wages and the worker’s end of service benefits, vacation allowance and overtime allowance if not paid by the employer, a return ticket to his country as well as work injury cases

Establishments registered with the ministry will have two options:

Buy insurance that can be issued immediately when typing the work permit application at Tasheel or other establishments that can complete their own applications using the Tasheel e-service submit a dh3,000 bank guarantee on behalf of the employee, as per the rules and regulations of the current bank guarantee system