Auto Express

Commendedc­coommmmeen­nddeedd Mercedes E-class Est Mk4

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The current e-class estate is brilliant but pricey family transport, so those on a tighter budget should look at the previous generation, which is capable but still feels premium. It has a huge boot and roomy cabin; the e 250 CDI is fast yet frugal, too.

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pcp prices of £330 per month might sound steep, but bear in mind this level of outgoing only secures you a compact hatch on the new market and it’s easy to see how affordable a second-hand, current-generation superb estate is.

That’s with a £1,179 deposit as well. Buying used has never been so affordable.

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Affordabil­ity from new tends to mean affordabil­ity when used, and that’s true on finance, too, where monthly prices of around £128 on a PCP mean you get all the space and efficiency of an insignia for city-car costs.

Part of the reason is that this car has already taken its biggest depreciati­on hit, so finance becomes even cheaper. it’s a great deal.

The Suzuki Ignis is a little more expensive than the 2008 because it’s a newer model, but it’s also more compact. The Ignis is still a great small SUV, however, because even in entry-level SZ3 spec the Suzuki comes with loads of standard kit, while it looks great and is fun to drive.

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AUTO Express’s Car of the last 30 years, the Nissan Qashqai, is one of the best crossovers on sale.

While a facelift last year smartened the car up slightly, the changes weren’t major, so used versions offer similar levels of efficiency, performanc­e and practicali­ty to new models, even if the tech isn’t quite as strong. But then neither is the price on finance; you can pick up our chosen spec for as little as £156 per month.

Land Rover Discovery 4

The Mk4 Land Rover Discovery is a great used buy, due to its incredible off-road ability, sweet V6 diesel engines, seven-seat usability and premium feel. But Land Rover doesn’t have the greatest reliabilit­y record.

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SPACE is key in a large SUV, as we’ve seen, but buying a used sorento outright and on PCP finance shows you don’t have to sacrifice affordabil­ity in the pursuit of practicali­ty.

That’s because with a deposit of around £1,700 you could drive away on a £300-per-month deal. Do some calculatio­ns and you’ll realise when it comes to space per pound, this is a great offer.

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JUST £1,700 down gets you one of the finest-handling junior executive saloons on the market for a scarcely-believable £280 per month on PCP finance.

As with all PCP deals, there’ll be a balloon payment at the end of the term, but for £11,780 in total over three years, you won’t find a more affordable deal paying monthly on a used car, especially one that as good as the Jaguar.

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