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98 NEW CAR DEALS

We round up the very best 2020 new-car deals from Ford, BMW and more

- Stuart Milne Stuart_Milne@dennis.co.uk

THERE’S much change afoot in 2020, but one thing remains certain: car makers still need to shift cars. And whatever happens politicall­y and financiall­y, they will ensure there are some great deals to entice you into showrooms as they fight for your attention.

This means buyers are in a good position to unlock some really good deals, but you’ve got to know what to buy – and how to buy it. We’ve scoured the finance calculator­s of pretty much every major brand’s website, focusing on Personal Contract Plans (PCP), because these are by far the most popular route to buying a new car.

The figures in our outlines are the ones that matter: the deposit, monthly repayments, and optional final payment are all vital to understand, and you can read more in our PCP guide. It’s also important to know the interest rate, the length of the agreement, the mileage limit and the size of any deposit contributi­ons the manufactur­er will make. Most of our deals assume you’ll be putting down a deposit of around 10 per cent, and will be covering no more than 8,000 miles a year.

We’ve also included a ‘pre-reg’ deal. These prices are for cars that are a few months old with a handful of miles on the clock. Pre-reg deals can save you a packet on a car that will still feel brand new, but the interest rates on new cars can be more attractive than those on prereg ones. Our pre-reg prices are occasional­ly higher than the list price, which reflects extra options fitted.

“Buyers are in a good position to unlock some really good deals, but you’ve got to know what to buy”

Choosing the right car for you

OVER the next 30 pages, we’ve highlighte­d some of our top choices in 15 categories. These are our considered recommenda­tions, but they won’t suit everyone. You should spend time ensuring that the model you choose has the space, style, economy, and performanc­e you need.

Once you’ve drawn up your shortlist, call round dealers to book test drives, and put the car to good use. Make sure you, and anyone else who will be driving it, is satisfied and can find a suitable driving position behind the wheel.

Take the kids along to ensure they can get comfortabl­e, too, and that it’s easy to get child seats in and out. And if you have hobbies with specific requiremen­ts, make sure the car is up to the job.

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