Insurance comparison sites

Which is easiest to use – and which gives the best prices?

PRODUCT GROUP TEST 29 | 04 | 2020

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EVERYONE who owns or drives a car needs insurance cover in the event of an accident, or if the car is damaged or stolen. And those rules don’t change during lockdown, either. Just because you’re only driving to a supermarket, it doesn’t mean you can go without a policy.

Handily, making sure you have the best deal on your motor insurance is something you can do from the comfort of your own sofa. Insurance comparison sites have been getting better and more in-depth over the past few years, with promises of saving hundreds of pounds.

Most take just 10 to 15 minutes to supply with your data before delivering a list of quotes, all with their individual pros and cons. Some of the largest insurers – such as Direct Line and Aviva – don’t appear on these sites so you’ll have to get a quote from them directly, but most major companies do feature.

And remember, insurance is not just about the cheapest policy but rather the cover that’s right for you.

How we tested them

OUR test subject was a 40-year-old dad of two from Oxford, driving a 2015 Ford Focus 1.5-litre diesel with no convictions or penalty points. We tested eight sites and were looking for easy, quick but accurate form-filling, good consumer advice on the policy elements, the option to filter extras such as breakdown cover and a large number of reasonably priced quotes.

Verdict

IN truth there’s little to choose between the top players, with each returning nearidentical quotes. But previous winner Compare the Market holds on to top spot thanks to its handy explainers – ahead of Confused and MoneySuperMarket.

1. Compare the Market 2. Confused 3. MoneySuperMarket