Hatchbacks

The hatchback sector is so well served by PCP deals that, whatever your needs and budget, you’re likely to find an agreement to suit. The new fifth-generation Micra might not be the very best supermini out there, but it is a huge step forward compared with its predecessor thanks to improved dynamics and modern styling. This PCP offer includes a £1400 dealer deposit contribution, which means you’ll only put down £189 up front and then pay the same again each month for four years. Just be mindful of the mileage allowance: 8000 per year is too few for frequent motorway drivers.

The BMW 118d is a much more suitable longdistance car, although you’ll quickly hit the 10,000mile annual limit if you spend your working life on the M4. The £4312 deposit is sensible, meanwhile, thanks to a dealer contribution of £5205. The torquey four-cylinder diesel engine offers a good combination of performance and economy but, despite its unique rear-wheel-drive layout, the 118d sadly isn’t anything other than an average steer.

The Ford Focus RS, however, is a blinding car to drive. You’ll need to put down a lumpy £10,000 deposit to secure one for £50 a week, but this PCP agreement shows it can be done. At 24 months, this is as short as PCP arrangements get, which makes that £10,000 deposit seem heftier still, but at least you’ll have the option to upgrade after just two years. Interestingly, we found a number of 24month PCP deals on the lesser Focus ST for similar monthly outlay, just with a slightly smaller deposit. Perhaps this RS deal is good value after all.