Bath Chronicle

Citizens Advice

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Last month I signed up to Universal Credit for the first time, after I was made redundant. I am looking for a new job but I’m not sure if there’s anything more I need to do to ensure I keep getting Universal Credit?

When you apply for Universal Credit you’ll agree a Claimant Commitment with your work coach. A Claimant Commitment is a record of the responsibi­lities that you have accepted to receive Universal Credit payments. Your claimant commitment will be updated each time you see your work coach.

When you agree to your Claimant Commitment you will be put into one of four work-related activity groups (sometimes called “conditiona­lity” groups). These set out the tasks you’re expected to complete in order to receive your full benefit payment. You can check which group you’re in by logging into your Universal Credit account online and checking your Claimant Commitment. If you’re not online, you will have been provided with a paper copy of your Claimant Commitment.

This will tell you which group you’re in and what tasks you’ll have to do regularly to get Universal Credit. These tasks could include writing your CV, signing up for job alerts or applying for vacancies.

In order to show how you have completed the to-do list set out in your Claimant Commitment, you should keep a record of the tasks you’ve completed and how long they took in your Universal Credit online journal, or in a diary if you’re not online.

Some claimants, mainly those who have applied for Universal Credit for the first time since the outbreak of Covid-19, may not have a Claimant Commitment yet. Those who claimed before the outbreak, will have had their Claimant Commitment suspended during the outbreak and had no work-related requiremen­ts imposed.

From July 1, the Department for Work and Pensions (DWP) has said it will be calling all claimants to help them to prepare for work, so people should expect to be contacted to set up the Claimant Commitment. They do not need to contact the Department for Work and Pensions in the meantime.

The DWP has said that it will take a common-sense approach to workrelate­d

requiremen­ts and that those who are shielding, have childcare responsibi­lities because of Covid restrictio­ns, etc will have their Claimant Commitment tailored to reflect their circumstan­ces.

I run a small business. It’s been a very difficult six months for us, we lost a contract with one of our major clients and I just haven’t been able to replace it with new business. Now I’ve just received a huge energy bill. It feels like the last straw and I’m really stressed. I’m sorry to hear about your problems. The first thing to do is to call the Citizens Advice consumer service on 0808 223 1133. They can often help to resolve problems with energy suppliers.

It’s particular­ly important to do this quickly if you’re on a business contract and you’ve been told you’re going to be disconnect­ed. If this happens an extra fee can be added to your bill, and then there’ll be another charge for being reconnecte­d.

If you think the bill is wrong, get in touch with your energy company. If you are a microbusin­ess you can only be charged for gas or electricit­y you’ve used in the last 12 months – they can’t send you a new bill dating back longer than a year.

If the bill is correct, but you just can’t afford it, your energy supplier might agree to a payment plan. Work out a realistic budget so you know you’ll be able to afford the payments. Here at Citizens Advice we can help sole traders and individual­s, but for other businesses there’s the Business Debtline on 0800 197 6026.

Moving forward, If your bills are being estimated you might be paying more than you need to. Set up a reminder on your phone to send monthly meter readings to your supplier or see if you can get a smart meter installed.

You may also find switching energy companies will save you money. You could also try energy efficiency measures such as switching off computers and other equipment overnight, using energy efficient light bulbs or making sure your premises are insulated.

n Citizens Advice BANES is a charity – please email les.redwood@cab-banes. org to donate, support or volunteer.

 ??  ?? Chief executive of Citizens Advice BANES, Leslie Redwood
Chief executive of Citizens Advice BANES, Leslie Redwood

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