Cash advice: Don’t worry, be ’appy!
Saving money has never been easier, thanks to technology. Summer’s coming to an end, not that you’d notice, thanks to the British weather! However, the time to start saving the pennies begins now, because – before you know it – the festive season will be
1 CLEO We all dread looking at our monthly bank statements. Those ‘quick’ drinks after work, that extortionate gas and electricity bill and that sale you couldn’t miss out on can easily add up to a horrifying amount. Cleo is a handy, integrated, Facebook-compatible assistant that can give you a transparent breakdown of your spending. Although you need to allow it access to your bank details, it has bank-level encryption and doesn’t store any of your credentials. 2 TVPLAYER The price of TV packages are constantly on the rise; however, with TVPlayer, you can now watch most of your favourite TV shows at a fraction of the price. The video-streaming service is available on desktop, mobile devices and even gaming consoles. TVPlayer gives you 60 free channels, and if you bump up to TVPlayer Plus, you pay £5.99 a month for an extra 30-plus premium channels. 3 SPLITWISE If your children find themselves living in a house share, they’ll likely find there’s always one person who takes the lead when it comes to paying the bills. Sending an awkward text can be hard, but with free online tool Splitwise, you can assign each person a portion of the bill, so you can track who’s paid what. 4 TOPCASHBACK What better feeling is there than bagging yourself an amazing bargain? Well, how about bagging an amazing bargain and getting paid to shop? With platforms such as TopCashback, all you have to do is go to the website of the shop you want to spend some money on via the TopCashback website and the platform forwards on the advertising commission straight to you. 5 BILLTRACKER Remembering when to pay the bills each month can be quite a hassle. Set reminders using the calendar app BillTracker. It also has a quick-view function, so you can see a breakdown of all of your upcoming bills and the monthly total. You’ll never be caught offguard again!