Be­spoke in­sur­ance

From the clas­sic spe­cial­ists

Classic Motorcycle Mechanics - - ADVERTORIAL -

When you buy a clas­sic mo­tor­cy­cle – whether it’s a minty fresh white 1980 Yamaha RD250LC or a seen-bet­ter-days Honda Fireblade in the time­less red, white and blue liv­ery – choos­ing the right in­surer is vi­tal. The last thing you need when you’re anx­iously strip­ping down your new pride and joy to see what hor­ren­dous bodges have been per­pe­trated against it by pre­vi­ous own­ers is to dis­cover that your new in­surer has tacked on a few lit­tle ex­tra fees for ‘ad­min­is­tra­tion’ and ‘doc­u­ment han­dling’. It’s im­por­tant to have con­fi­dence and trust in your in­surer – that they are go­ing to un­der­stand the giddy highs and (oc­ca­sional) bolt-shear­ing, paint­work-ru­in­ing lows of own­ing a beau­ti­ful clas­sic ma­chine from an era when man­u­fac­tur­ers and own­ers did things rather dif­fer­ently. They also need to un­der­stand that although you might need cover for a bike you ride day-in, day-out ev­ery day, you might also need cover for a bike that’s go­ing to be spend­ing a lot of time be­ing worked on in the garage. It’s this knowl­edge, un­der­stand­ing and up-front ap­proach to the cost of in­sur­ance that sets RH Spe­cial­ist ve­hi­cle in­sur­ance firmly apart from the rest. They will never de­mand ex­tra pay­ments for re­new­ing, pol­icy ad­just­ments*, doc­u­ment du­pli­ca­tion, can­cel­la­tion or post­ing. What’s more,

* No fees for pol­icy ad­just­ments un­less there is a ma­te­rial change in risk which re­sults in an in­creased pre­mium i.e. from a lower to higher rated post­code area or an in­crease in your ve­hi­cle’s value.

un­der­writ­ing per­for­mance and/or spe­cial­ist ve­hi­cles are par­tic­u­lar spe­cial­ties. RH of­fers a be­spoke ap­proach to un­der­writ­ing your mo­tor­cy­cle’s in­sur­ance pol­icy with no hid­den fees and charges which means you’ll never go through the process of hand­ing over your de­tails, get­ting a quote, and then dis­cov­er­ing to your con­sid­er­able dis­gust that with all the ad­di­tional charges it’s sud­denly be­come more ex­pen­sive than some of the other quotes you got in the first place. With RH it’s sim­ple and straight­for­ward – the price you’re quoted is the price you pay. End of. And that’s not all. RH are also spe­cial­ists in un­der­writ­ing those fu­ture clas­sics we keep telling you about here at CMM. Pro­vid­ing you have one or more mo­tor­cy­cles reg­is­tered prior to 1991 in­sured with RH, they will con­sider cov­er­ing your en­tire fleet un­der a dis­counted multi-mo­tor­cy­cle pol­icy. You will also re­ceive au­to­matic cover for at­tend­ing club ral­lies, cover for dis­man­tled parts up to the value of the mo­tor­cy­cle, sub­ject to be­ing kept in a locked garage or build­ing, and ‘cher­ished sal­vage’: un­like other in­sur­ers, RH of­fers free and au­to­matic re­turn on all mo­tor­cy­cles over 20 years old. If you’re look­ing for an in­surer who un­der­stands what you need and who’s go­ing to be com­pletely open and hon­est with no hid­den fees, look no fur­ther than RH. For more in­for­ma­tion, give the RH team a call on 0333 043 3911 Email rh@ers.com or go to www.rhspe­cial­istin­sur­ance.co.uk

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