Don’t leave your fu­ture to chance

Ar­range your Will and Last­ing Pow­ers of At­tor­ney to­day

Daily Mail - - Mail Finance -

No one can be sure of what the fu­ture holds. Al­though we all hope to be in good health, it is im­por­tant to be pre­pared for ev­ery even­tu­al­ity.

Care­ful plan­ning is the best way to en­sure that your wishes are car­ried out through­out your life­time and be­yond. Hav­ing the cor­rect le­gal doc­u­ments in place, and up to date, helps to safe­guard your wishes so that your es­tate is taken care of by those you trust and as you in­tended.

Peace of mind

What­ever your cir­cum­stances, it is im­por­tant to make ar­range­ments for the fu­ture. Hav­ing a Will in place can give you and your fam­ily peace of mind, help­ing to en­sure your assets are pro­tected and your loved ones are taken care of when you are gone. A Will is rel­a­tively straight­for­ward to ar­range and can make a dif­fi­cult and emo­tional time a bit eas­ier for your fam­ily.

Why do I need an LPA?

An­other im­por­tant part of plan­ning for later life is set­ting up a Last­ing Power of At­tor­ney (LPA). An LPA al­lows you to ap­point the peo­ple you trust the most to make im­por­tant de­ci­sions on your be­half when you are no longer able or will­ing to. With­out an LPA, your loved ones must ap­ply to the Court of Pro­tec­tion for per­mis­sion to man­age your af­fairs, which is a lengthy and costly process. There are two types of LPA: Prop­erty and Fi­nan­cial Af­fairs and Health and Wel­fare. The first cov­ers your fi­nances, such as deal­ing with bank/util­ity providers or even col­lect­ing ben­e­fits on your be­half. It also al­lows de­ci­sions to be made con­cern­ing your prop­erty. A Health and Wel­fare LPA can only be used when you are un­able to make your own de­ci­sions. It cov­ers choices about your med­i­cal care, treat­ment and care type.

Plan­ning for the fu­ture

Mr & Mrs Meeks from Wilt­shire un­der­stood the im­por­tance of plan­ning ahead and putting the le­gal doc­u­ments to­gether to pro­tect their fam­ily.

“Be­ing an ex-po­lice­man in a small vil­lage, a lot of residents come to me for ad­vice on var­i­ous mat­ters, in­clud­ing es­tate plan­ning, so I’ve al­ways un­der­stood the im­por­tance of it.

When my wife and I got mar­ried two years ago we knew that our Wills would need re-writ­ing and that we also needed to start plan­ning for the fu­ture.

We both have chil­dren from pre­vi­ous mar­riages and have been all too aware of the is­sues caused when fu­ture plans are not in place. This is why we wanted to ar­range both our Last­ing Pow­ers of At­tor­ney at the same time as re-writ­ing our Wills.

We came across an ad­vert in the Daily Mail for Key Re­tire­ment and were im­pressed with the in­for­ma­tion. Not only that, but the price was lower than we had seen else­where.

When we con­tacted Key, the process was so sim­ple. It’s a re­lief to get our wishes down in writ­ing and in a le­gal doc­u­ment.

As we have al­ways said, it is not about us when we pass away, it is about the peo­ple left be­hind and mak­ing things a lit­tle bit eas­ier for them.

We are be­liev­ers that plan­ning for the fu­ture is es­sen­tial. Key de­liv­ered great ser­vice and we would rec­om­mend them to oth­ers in the fu­ture.”

Mr & Mrs Meeks Cus­tomer Case Study

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