Could you unlock cash from your home?

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Are you worried about running out of money in retirement?

The cash locked in your home could help. Increasingly retirees are looking at their homes in a new light, as a way to boost their finances and ensure they enjoy their well-earned retirement.

The facts

A lifetime mortgage, the most popular type of equity release plan, allows homeowners aged between 55 and 95 to access a tax-free cash lump sum without having to move and downsize. Typically there are no monthly repayments to make as the loan, plus roll-up interest, is repaid when the plan comes to an end. What’s more, the money you release is yours to spend however you like. A lifetime mortgage is a loan secured against your home, just like a traditional mortgage and the industry is regulated by the Financial Conduct Authority. Equity release will reduce the value of your estate and may affect your entitlement to means tested benefits.

Your home could help

For millions of older homeowners their biggest and most successful investment is their home, yet many do not realise they could tap into its value and access tax-free cash. With the average value of a house in the UK more than tripling over the past 20 years*, the key to your financial security in retirement could lie in your bricks and mortar.

Why choose Key Retirement?

• UK’s No. 1 independent equity

release specialist. • Over 10,000 customer reviews on Trustpilot with an “Excellent” rating for customer service (June 2017). • UK’s largest network of specialist

independent equity release advisers. • Your personal adviser will be there

to help you every step of the way. • Key will search the equity release market (which includes providers like Aviva and Legal and General) to find the right plan for you. • Key is a member of the Equity Release Council (ERC) and recommends ERC approved plans. Key’s typical advice fee of 1.95% of the amount released is only payable on completion.