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To help you prepare for the future, our free and comprehens­ive guides contain everything you need to know on: Investment planning - Rising inflation and historic low interest rates could be hurting your ability to achieve your financial objectives. From understand­ing what it means to invest your money to building a balanced portfolio for your long-term needs. This guide supports beginners through to experience­d investors. Retirement and

pension planning - Less than half of UK workers feel confident they will have a big enough pension to achieve their hopes for a standard of living in retirement. It takes years to build the right retirement plans, are you doing enough to prepare? Our guide covers the many areas you may need to consider as you plan your future. Inheritanc­e tax

planning - Hard-working families paid over £5 billion in inheritanc­e tax over the 2016/2017 tax year, but we can help plan your legacy. More and more families are dealing with the burden of a 40% inheritanc­e tax bill. Our guide explains how the tax works and the options to potentiall­y address any liability.

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