Ready to jet off on holiday?
Make sure you take out a single trip policy and enjoy great value cover at an affordable price
Everyone wants their summer holidays to be an unforgettable experience, something to share with family or friends. Most of us have spent hours planning and researching, to find the perfect destination.
However, destination is not the only thing that can guarantee your perfect summer holiday experience; there is another holiday essential that could play a decisive role, and that is your travel insurance. Once you have booked your holiday, it is wise to pack travel insurance without further delays. We understand this is not the fun part, but it is just as important as your travel tickets.
A common dilemma: annual or single policy?
One of the most common dilemmas is if you should go for an annual or a single trip policy. All you need is to ask yourself is how many times you are planning to head away this year. If you are thinking of making one trip in Europe or even a city break to an European destination, you might be better off with single policies. Single trip policies are ideal for the yearly family holiday or if you are only going away once in the near future and they can be very cost-effective. Single trip policies can work extremely well, since they can combine great features at low prices.
Get your insurance cover right with the right single trip policy
We all shop around for the best deal, but you cannot rely solely on the price; sometimes a very cheap policy might not guarantee the right level of cover so you should make sure that you have suitable cover for emergency medical treatment abroad, cancellation expenses and baggage protection, to minimise the losses. Without the appropriate cover you might end up paying a fortune abroad and the costs will soon add up in the unlucky event of getting ill or having an accident abroad. You should also keep in mind the importance of getting cover for personal liability and legal protection.
Medical emergencies: a cost you want to avoid by all means
Medical cover is the key feature in every travel insurance policy and many single trip policies provide excellent cover. According to the British Foreign & Commonwealth Office, an emergency abroad can be extremely expensive. They report that, for example, a fall resulting in a broken hip, treatment in a Spanish hospital and return flights cost £15,000, while a stomach bug or infections treated in a Californian hospital with return flights, cost £100,000. The British embassy, high commission or consulate will not pay for those medical expenses, while the European Health Insurance Card (EHIC) will not cover you to the extent that a travel insurance will. This is why most single trip policies include medical cover as standard, while medical claims generate the biggest costs to insurance companies.
Pre-existing medical conditions: How can a single trip policy cover me?
Getting travel insurance with pre-existing medical conditions does not have to be that expensive. Many single trip policies, like ours, include cover for many pre-existing medical conditions, subject to medical screening and additional premiums may apply.
Get covered today
Once you have booked your holidays, don’t delay and take out your policy. Our single trip cover protects you from the moment you buy your policy. Therefore, if something unexpectedly incurs before your departure which will prevent you from going on holidays, then we will cover your cancellation expenses. Also, our single trip policy includes a wealth of great features. We have a vast experience in offering assistance to thousands of holidaymakers every year, ensuring you travel well protected. Get great value cover at an affordable price and head off to your dream destination with peace of mind. For limited time only, Mail readers receive 10% on all single trip policies. Just quote MFW10 either on the phone or on the website.