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ACROSS 1 Type of lottery (7) 7 Gum elastic (6) 8 Certainly (2,5) 9 Particle of matter (4) 10 Golf pegs (4) 12 Consisting of pages (7) 14 Luxurious railway coach (7) 16 Heinous (4) 18 Indication (4) 20 American state (7) 21 Writing desk (6) 22 Principally (7) DOWN 1 Garment type (4,3) 2 Gnat-like insect (5) 3 Burden (4) 4 Craftsman (7) 5 Grating or rough (8) 6 Married Spanish woman (6) 11 Sliver (8) 12 Sore (7) 13 Hushaby (7) 15 Inimitable (6) 17 Give expression to (5) 19 Coconut fibre (4)