Daily Mail

Scottish Power won’t refund my neighbour after he paid my bills

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IN NOVEMBER 2016, a gentleman in his 90s moved in next door. He recently asked me to look at his bank statements because he had been paying two monthly amounts to Scottish Power since December 2016.

On checking my own statements, I found I had no payments to the firm — it seems he had been paying both our bills for nine months.

Scottish Power was very apologetic and offered to credit me with £50, but it insisted my neighbour would have to apply for a refund separately.

Then I was advised that my account had been closed and my neighbour received a further bill for £459, which was sent to my address.

I sent a letter to the chief executive, which was signed for on October 13, but I have still not had a reply. E. C., Powys.

What a mess! Why did Scottish Power suggest that the elderly man apply for compensati­on instead of just admitting to the mistake and coughing up?

Once the press office became involved, the situation was eventually resolved, but even then, it needed some perseveran­ce on your part to ensure your neighbour got his full dues.

Scottish Power admits that your neighbour’s account was wrongly set up, resulting in him being charged for your energy.

he made ten payments of £52.59 towards your bills, but there was some confusion when this money was eventually returned, because two refunds of £262.95 were made. Payment of the £459 bill you mention was not taken.

In addition, Scottish Power has offered to reduce your bill by 50 pc and will make a £200 goodwill payment to your neighbour.

Scottish Power apologises sincerely for the problems that you and your neighbour faced and assures me both accounts have been corrected. It says it did log your complaint to the chief executive on October 24 and confirmed an investigat­ion was in progress.

that said, it took several more weeks and some firm nudges from me before a solution was reached and the compensati­on to your neighbour was increased to a reasonable level. MY GRANDSON’S motorbike was stolen from inside the grounds of his workplace. He used it only for commuting and it was locked up in a secure place with CCTV.

My grandson made a claim to his insurer, Axa, and was asked to send over all his paperwork, including registrati­on documents and MOT certificat­e.

He was then accused of falsifying insurance documents.

After several weeks, his papers have not been returned and he is still paying £58.65 a month. B. H., by email.

THIS is a most peculiar case. I have spent several months to-ing and fro-ing and still feel there is something amiss.

axa has now paid your son’s claim, but you are convinced that it shifted ground only because you told it of my involvemen­t — and so am I. the firm insists your grandson was not covered for commuting, so has discontinu­ed the insurance and asked for the policy documents to be returned.

I asked for a copy of the policy document and it clearly says that commuting is excluded. So, what is going on?

Is it possible that your grandson misunderst­ood the documents — or is being economical with the truth? If not, there is another possibilit­y. he apparently bought the insurance via a broker/aggregator. Could the informatio­n he provided or the details of the policy have been altered along the way, either by mistake or as a deliberate act of fraud?

the more I consider the case, the more I become concerned at this possibilit­y. If I were in your grandson’s shoes, I’d take the case to the Financial Ombudsman to get to the bottom of it.

he could also make a data access request under the data Protection act, demanding that the aggregator and axa share all data they hold on him. MY 91-YEAR-OLD mother rarely uses her Talk-Talk broadband and phone, but it is her lifeline.

Recently, she swapped to a £19.95-per-month package online and was told there was a 20-day cooling-off period.

She became aware that it was a 24-month contract only at the end of the webchat, when terms and conditions popped up.

After some reflection, and due to not being in good health, she decided to cancel the next day, but was told her old package was no longer available. She has also lost her internatio­nal boost, so now can’t talk to her sister in the U.S. I wrote to complain to Talk-Talk, and it responded by asking me to provide power of attorney documents, which I did, but neither my mother nor I have heard from it since. S. F., by email.

SO, here’S a new question we must ask before accepting a new contract: ‘If I wish to cancel within the cooling-off period, can I revert to my existing contract?’

It is completely unacceptab­le to turn around 24 hours after offering a new deal and say a customer cannot revert to their old one.

talktalk admits it should not have asked for power of attorney when you made contact. Instead, it just needed your mother to confirm security informatio­n.

your mother has now been offered a 12-month contract for £19.95 per month with unlimited UK calls for an extra £5 monthly and a free internatio­nal call boost. She can also cancel her contract without penalty at any time.

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