SAVVY SAVINGS
This year, keep on top of your finances with a budgeting journal — the latest craze from Japan. With sections to write down every little thing you spend each day, it can help you cut outgoings by up to 35 per cent (£7.99, amazon.co.uk)
This year, keep on top of your finances with a budgeting journal — the latest craze from Japan. With sections to write down every little thing you spend each day, it can help you cut outgoings by up to 35 per cent (£7.99, amazon.co.uk)