Daily Mail

Set your sights on the horizon with cruise cover from £22.02

It pays to have peace of mind for when you are out at sea

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Take to the seas knowing you are fully covered with Mail Finance Travel Insurance.

Cruising is fast becoming a popular holiday choice and we can understand why! Relaxing on deck with only the glint of the sea and the far distant sight of land to disturb your view is perhaps just what the doctor ordered. There are a few things that happen on a cruise holiday that do not typically happen on a traditiona­l holiday. Whether you are cruising in the a ure waters of the Eastern Mediterran­ean or the crystal-clear waters of the Caribbean ea, having travel insurance in place that covers your cruise and the likely activities you will be partaking in, is not only sensible but

Do I really need travel insurance?

lthough not a legal requiremen­t, most cruise lines stipulate it in their contract that travellers should have valid travel insurance, while some ask for details of the policy before accepting a booking. Even if you are cruising within Europe and you hold an EHIC, the EHIC should not be used as a substitute for travel insurance. This is especially important to know if you are heading away on a cruise because an EHIC will not cover any medical treatment you may require whilst on board the ship.

What if there is a doctor on board?

There will more than likely always be a doctor on board if you are cruising with a major cruise line, these doctors will charge for their services and for any medication administer­ed. You should also bear in mind that the medical facilities may be limited, as they are usually only equipped to treat minor non-emergency conditions. If you are taken seriously ill while on your cruise you will probably be disembarke­d at the next port of call and taken to a local facility and in extreme circumstan­ces you may require a ship to shore evacuation. Mail Finance Cruise Extension provides up to £10m for emergency medical expenses. I want to take part in the activities on the ship, am I covered? Many cruises offer the chance for travellers to take part in activities whilst on board the ship, especially on sea days. Getting older doesn’t mean slowing down. Having these

Do I need to purchase a cruise extension?

activities within reach can mean it’s tempting to try a new sport or activity, but be mindful of whether your travel insurance covers this. Mail Finance Travel Insurance covers over 90 activities as standard whilst also allowing you to add on any additional activity packs to ensure you are fully covered for the activities you would like to undertake during your trip. In general cruise holidays can work out quite costly and you want to be safe in the knowledge that if unforeseen circumstan­ces occur, you will be covered under your travel insurance. With Mail Finance Travel Insurance, you will need to purchase the cruise extension to be covered for cruising. The Mail Finance specialist cruise extension has been designed to provide specific cover for cruise travellers, such as on-board medical treatment and missed port visits. Tailor your travel insurance policy with our bespoke cruise extension, so you can enjoy your holiday at sea knowing that you have the right cover. Having a travel insurance policy like Mail Finance Travel Insurance with its cruise extension, gives you peace of mind that if the worst were to happen while you’re out at sea, the costs to get you the help you need are covered.

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