Now could be a great time to invest with Mail Finance’s trusted partner, Bricklane — Investment Fee cut from 2% to zero

ISAs are often considered to be a great way to make your money work harder, but time is running out to use your 2019/20 allowance. If you’re thinking of investing, Mail Finance’s trusted partner, Bricklane, could be a great option.

Bricklane enables you to invest your ISA allowance in UK residential property. Rather than owning directly, with Bricklane, you can invest in diversified property portfolios known as Real Estate Investment Trusts (REITs). These

portfolios contain properties that have been handpicked for their investment potential by industry experts. Bricklane offers investors a choice of two funds: The London fund includes properties in the capital while the Regional Capitals

fund contains properties in Manchester, Birmingham and Leeds. You can invest in either fund or split your investment 50:50 between the two.

A very tax-efficient way to invest in property

With a Bricklane ISA (Type: Stocks and

Shares), you can invest up to £20,000 and pay no tax on income or gains, no matter how large your investment may become.

This personal tax-efficiency is further enhanced by Bricklane’s REIT status, which ensures that the funds are exempt from paying corporation tax on rental income, as well as increases in the value of properties when sold.

Investing your money with Bricklane could give you better returns than holding it in cash. While Cash ISAs are more secure and easily accessible, the average instant-access Cash ISA offers returns of 0.85%, which isn’t enough to keep up with inflation (1.8% as of February 2020). That means money held in most Cash ISAs is decreasing in value over time. Unlike

with a Cash ISA, with investing your capital is at risk and there is no FSCS protection for poor investment performance. The value of your investment may go down as well as up.

Your ISA allowance expires on April 5

There’s not much time left to use your 2019/20 ISA allowance and it can’t be rolled over to next year, so after April 5, it's gone. Even if you’ve already used your 2019/20 ISA, you can also transfer old ISAs from other providers to Bricklane. General Investment and Self-Invested Personal Pension (SIPP) accounts are also available. As a bonus, Bricklane has recently slashed its investment fee from 2% to zero – a saving of up to £400 in fees if you were to invest your entire ISA allowance. If you’re interested in learning more about investing with Bricklane, you can visit bricklane.com or contact its UK based customer support team on 9:30am to 5:30pm, Monday to Friday. As with all investing, your capital is at risk. Tax treatments depend on your individual circumstances and may be subject to change. Bricklane doesn’t give advice and you should seek independent advice before investing. Please see further risks in the Important Information box.

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