Property Investment

Buy-to-let returns without having to buy to let

Pay 0% investment fee for a limited time

While all investing carries risk, diversifying your portfolio across multiple asset classes can help to reduce it. Britons have long regarded property as a sound investment and thanks to Mail Finance’s trusted partner, Bricklane, you can now earn tax-efficient property returns from the comfort of your own home. Despite the ongoing uncertainty affecting global investment markets, Bricklane believes that the fundamentals of the UK residential property market remain strong and that it continues to represent an attractive opportunity for long-term investors due to the ongoing imbalance between supply and demand.

By 2022, over one in five UK households will be rented. However, while demand has never been higher, there is a significant shortage of high-quality homes in the UK Private Rented Sector. Forecasts are not a reliable indicator of future returns.

Bricklane’s data advantage

Rather than owning property directly, with Bricklane, you can invest in shares in diversified funds known as Real Estate Investment Trusts (REITs).

Using its in-house data-analytics platform, Compass, Bricklane can rapidly screen thousands of listings to identify the top fraction of properties in its target areas and price them accurately at scale.

From this selection, Bricklane’s property team constructs diversified portfolios which they believe have strong potential for returns through a combination of rental income and capital growth.

This data-driven approach to property investing also equips Bricklane with an understanding of the UK property market that most individual investors would lack the resources to replicate.

Diversify your investment portfolio

Investors have a choice of two funds: The London fund includes properties in the capital while the Regional Capitals

fund contains properties in Manchester, Birmingham and Leeds. You can invest in either fund or split your investment 50:50 between the two.

Although past performance is not a guide to future returns, historically, UK residential property has been resilient during periods of uncertainty, particularly in terms of rental income. Additionally, while periods of short-term volatility have emerged over

time, the long-term trend of the UK residential property market has been upward with prices rising steadily and with far less volatility than other assets, such as equities, which can have dramatic peaks and troughs in response to global events.

0% investment fee for a limited time

If you’re looking to use your 2020/21 ISA allowance, Bricklane could be a great option. With a Bricklane ISA (Type: Stocks

and Shares), you can invest up to £20,000 in Bricklane’s funds and pay no tax on income or gains no matter how large your investment may become.

Bricklane is also currently running a special offer: Invest before December 31 and you won’t pay an investment fee on any

transaction. That’s a saving of up to £400 if you were to invest your entire £20,000 ISA allowance.**

If you’re interested in learning more about investing with Bricklane, you can visit bricklane.com or contact their UK-based customer support team on 0203 1111 432 9:30am - 5:30pm, Monday to Friday.

As with all investing, your capital is at risk. You may not be able to sell your investment within a reasonable timeframe. Bricklane doesn’t give advice and you should seek independent advice before investing. Please see further risks in the Important Information box.