WHEN YOU SHOULD CONSIDER ANNUAL COVER

If you plan to travel around Europe, then only buy cover which includes that geographical area.

If you get annual travel insurance cover provided via your paid current account, check the level of cover is sufficient and if there is an upper age limit on the policy.

Some providers stop cover for people aged over 70 and some don’t offer cover for pre-existing medical conditions.

Check the maximum length of cover - some annual polices only cover 31 days at a time before you’re required to return to the UK.

Single policies can cover up to 90 days at a time, so it is worth considering that option too - if you are planning one long trip, rather than several breaks.

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