Daily Mirror

Cash point

- TRICIA PHILLIPS

More than half of ISA savers are unhappy and don’t think they’re getting a quality service or a decent return on their money.

Research from online wealth manager Nutmeg reveals about a quarter of people are thinking of jumping ship to another provider as they feel they could get a better deal.

These savers could be making the right move – and at the right time. Some ISAs are paying pitiful rates as low as 0.1%. But rates have improved elsewhere and there’s now little to choose from between ISA and standard easy access accounts.

If you’re looking for a home for your tax-free savings the best easyaccess ISA rates include Nationwide Building Society’s 1.3% – although you are only allowed one withdrawal per year or the interest drops to 0.5%.

Charter Savings Bank (0800 032 9999) pays 1.31% on its 95-day notice ISA. Or Shawbrook Bank (0345 266 6611) pays 1.25% on a non-restricted easy access ISA.

Andrew Hagger of personal finance website Moneycomms.co.uk said: “In the last few weeks the ISA equivalent easy access accounts have started to offer improved rates. These are not going to make you a millionair­e, but it’s better in your pocket, rather than the bank taking you for a ride.”

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