No small beer

WITH TRICIA PHILLIPS Despite living in a digital age, household paperwork is still very important. We are all guilty of leaving documents lying around the home or stuffing them into drawers – and then not remembering where we put them.

But if you lose some pieces of paperwork it could cost you a small fortune to get a replacement, according to figures from self storage provider Space Station.

We often need originals of documents to prove ownership of something, or our identity.

A birth certificate will cost £9.95 to replace, a marriage licence £9.25, and car log book or car insurance documents £30, while bank statements will cost £5 each (£60 for a year’s worth) and a replacing a lost passport will set you back £75.50.

Buying a house creates a lot of paperwork, from the first mortgage in principle letter to solicitor documents and property deeds.

Most of these can easily be replaced by your bank/lender but if you lose your property deeds it could set you back £500.

It’s worth a bit of effort to ensure you have all your important documents stored away.

Place them in a simple folder but somewhere safe and out of sight of crooks who can use them to steal your identity. WINNERS Show’s Jack and Dani One of Britain’s biggest builders, Bellway, said they the expect growth in house ease, prices to denting profit company margins. said The they sold 10,307 homes in the past year, with revenues up 16 per cent to nearly £3billion. The average price a Bellway of home increased by 9.4 per cent to £284,900. The boss of beer giant Greene King saw his annual bonus nearly double last year – despite the firm’s profits falling.

Rooney Anand trousered a £419,000 annual reward, up from the £231,000 he got a year ago.

The bonus was part of a £1.2million pay-and-perk package given to Anand.

The windfall came despite Greene King’s adjusted profits falling 11.2 per cent to £243m. Rents are predicted to rocket 15 per cent in the next five years as supply dries up and demand rises.

A survey by the Royal Institution of Chartered Surveyors showed 22 per cent more agents had a fall in instructions in the last three months for the eighth consecutive quarter.

This means expectations for rental growth are on the up, with rents set to increase by almost 2 per cent over the next year. A huge 15 per cent could be added to rents by 2023.