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NEARLY half of all adults have used a credit card to pay an unexpected bill, with the average annual cost of such purchases over £380.

This news doesn’t really come as a surprise to me as every week I get hundreds of emails from people who are struggling to make ends meet because they had to borrow for an unexpected and often large bill.

One short-term lender operating in the pay day loan market actively promotes borrowing in this way.

QuickQuid tells customers that borrowing to get the boiler fixed or to take care of a road side emergency is an option.

Don’t get me wrong, in certain circumstances we all may have to borrow to get a job done. But my advice would be to always look at other options first and hunt out the best deal available.

According to the research, those in what is often described as the most

The average amount incurred by Brits in unplanned but necessary costs each year is £384, with some bills topping £2,000.

According to the figures, men spend significantly more than women on emergency products and services, reaching an average £434 compared CREATE something to cherish this festive season with £5 off your next Snapfish order.

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