Ad­ver­tise­ment fea­ture Is the time right for you?

Harefield Gazette - - NEWS -

CRight to Buy is the scheme that helps el­i­gi­ble coun­cil and hous­ing as­so­ci­a­tion ten­ants buy their home by of­fer­ing a dis­count on the pur­chase price.

Since 2012 the dis­counts avail­able have in­creased and the rates have re­cently risen again. The new top cash dis­count is £77,000 in Eng­land, and £102,700 if you live in London. Each year the dis­count will in­crease at the rate of in­fla­tion.

In ad­di­tion, el­i­gi­ble ten­ants can now get up to 70 per cent off the cost of their house – the same max­i­mum per­cent­age dis­count as for flats.

Since the scheme was re­freshed in April 2012, more than 22,500 peo­ple in Eng­land have be­come home own­ers through the Right to Buy scheme. Could this be the right time for you – or somebody you know – to join them?

Home own­er­ship is not the rig ev­ery­one own­ers n they can How­ever, own­er­shi ben­e­fits – pride, free make cha an in­vestm the fu­ture

All ad­di­tiona pur­chase through t Right to B scheme g straight in build­ing n af­ford­able hous­ing f peo­ple lo Who qua Right to Buy? Ten­ants are likely to be el­i­gi­ble to buy their cur­rent home if they can an­swer ‘yes’ to the fol­low­ing ques­tions:

Are you cur­rently a coun­cil ten­ant, or were you liv­ing in your home when the coun­cil trans­ferred it to another land­lord (hous­ing as­so­ci­a­tion)?

Have you been a coun­cil or hous­ing as­so­ci­a­tion ten­ant for five years or more?

Can you con­firm that you do not live in shel­tered hous­ing or other hous­ing de­signed for el­derly or dis­abled peo­ple?

In ad­di­tion, ten­ants need to be free from le­gal prob­lems with debt or out­stand­ing pos­ses­sion or­ders, and their home isn’t due to be de­mol­ished.

If you don’t qual­ify at make fur­ther changes to el­i­gi­bil­ity in 2015. What to do next To find out more about buy­ing your home and whether you are el­i­gi­ble for a dis­count through Right to Buy, visit www.com­mu­ni­ties.gov. uk/theright­to­buy.

There is an easy-to-use cal­cu­la­tor to help you work out if you can af­ford to buy and lots of prac­ti­cal tips about the buy­ing process.

If you de­cide to go ahead, you will need to fill in the ap­pli­ca­tion form and take the process for­ward with your land­lord. Support from start to fin­ish

The gov­ern­ment’s new Right to Buy Agent ser­vice of­fers free and im­par­tial ad­vice. u de­cide that own­er­ship is the hoice for you, the rs will help you h the process, pply­ing to et­ing. They can e in­for­ma­tion on a mort­gage, ting a solic­i­tor rang­ing a survey. u are mid­way h buy­ing and e a prob­lem, get touch with the gent ser­vice and ey can ad­vise you. Ad­vis­ers are ail­able Mon­day to iday, be­tween am and 6pm, on 00 123 0913.

more in­for­ma­tion, visit www.com­mu­ni­ties. gov.uk/theright­to­buy or call 0300 123 0913, or email en­quiry@ right­to­buya­gent.org.uk.

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