Think before you spend

Spending responsibly - whether it’s our time or money - could really help support struggling businesses and charities

In these uncertain and difficult times, it can be tempting to take actions which may bring us a bit of instant comfort but could harm others. Empty supermarket shelves due to panic buying have left many people struggling to find the things they need in recent weeks, with stores now imposing limits on how much people can buy at once, when it comes to certain items.

The UK Government has announced a wide-ranging package of measures to support people and businesses through the coronavirus crisis. But it’s also worth thinking about how we can all do our bit, if our finances are able to stretch to it - spending responsibly and thinking of ways to help make a difference in the long run.

Even if you have no cash to spare, there may be other actions you can take to help support businesses and others in your community.

Here are some suggestions from Adam Bullock, UK director of website TopCashback. co.uk...

While staying at home, you may end up spending more time than usual browsing online for the items you need to stock up on. But don’t panic buy. If you do use cashback websites, such as TopCashback, you could also think about donating any extra spending money saved from your shop to a good cause, rather than keeping it for yourself.

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hould in a that ou’ve already pledged. The charity sector still needs all the help it can get.

Think small rather than just visiting the big supermarkets. Check your local food shop for supplies. It’s good to be doing this anyway, but even more so now to help keep them afloat.

Why not donate some of your down time and volunteer from home? Use the time you may save commuting, or just to mix up your evening routine. Perhaps this could mean giving someone who is feeling lonely or particularly low at this time a friendly phone call. See how you can get involved and help from afar.

If you’re buying groceries, think about your neighbours - perhaps they don’t order online, or can’t get out at all.

Those who are elderly may be finding it particularly difficult to get hold of the shopping they need. Many local communities are organising help for vulnerable people in their area, so go on social media and see if you can help.

Food banks have unfortunately feeling the negative aftermath of panic buying, so donate a few bits that you can live without.

Help spread any useful tips and messages of positivity you come across on social media. The situation may seem bleak, but all the more reason to support each other and the businesses and brands you love. Virtual support may not be as good as physical cash, but it’s better than doing nothing. Perhaps give some of your favourite businesses a boost by leaving them positive online reviews.

It’s difficult, but try to keep a level head. Make and stick to a sensible budget, don’t panic buy and help others where possible.

Carry on supporting charities if you can