‘Get yourself a new bike for less’

DEPUTY EDITOR RICHARD NEWLAND

Personal Contract Purchase now finances 20-30% of all new bikes sold in the UK, and it’s a method of ownership that is growing fast. But it might not be right for you, so make sure you understand the ins and outs. You can have these new bikes for less than you might have ever imagined – and what’s more you can have another new one in three years’ time, probably without increasing your monthly outlay or having to find a fresh deposit.