In­surance rip-off

MCN - - LIFE ON BIKES -

I have just had my 1998 Tri­umph 900 Thun­der­bird Sport stolen from the street. I bought the bike three years ago for £4500. My in­surance com­pany is only of­fer­ing me £2600 even though on my re­newal I said the bike was worth £5000. I have had to re­fer to the om­buds­man as I don’t be­lieve the book price re­flects the mar­ket value where my pol­icy clearly states ‘re­place­ment value’ in the doc­u­men­ta­tion. I can­not find a low-mileage Thun­der­bird Sport in good con­di­tion for un­der £5500 as it is in­creas­ing in value as a clas­sic mo­tor­cy­cle. I would like other bik­ers to know about this rip-off and try to get a val­u­a­tion in­cluded writ­ten in.

David (Skippy) Clifton, email

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