My Weekly Special

MONEY & MINDFULNES­S

Is your glass half full or always half empty? Your outlook on life can reflect on money matters so keep a positive frame of mind

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What’s Your Money Mindset?

yourself? Make a note of any savings you make over the next month. So, let’s say you save a couple of quid finding a cheaper car park or free parking space when you go shopping, or swap loyalty card points for a free cof fee, or find a voucher to save 20% at the till. Jot down the savings you make, tot them up and bet you’ll be inspired to change your money mindset! I

f you were brought up to be careful with your money, chances are you’ll pass that valuable life lesson on to the next generation in your family.

You know that old saying, “Take care of the pennies and the pounds will look after themselves”? Well OK, you won’t get rich overnight stashing away a few pennies, but it’s the idea behind it that’s impor tant.

Ever y bit adds up, so if you get

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in the habit of being careful, hether it’s insurance, energy, shopping around for the best phone bills or bank deals and looking for ways to get accounts, you can make big more for your money, then over the savings by standing up for yourself course of a year, even small and switching providers. savings will all add up. It’s easier these days, with

If you don’t believe me, why rules in place to ensure switches don’t you star t adding them up for are done quickly and painlessly,

Get Outside Your Comfort Zone

but there’s still lots of people who don’t switch claiming it’s “too much hassle”, or they “can’t be bothered”.

If you dropped £400 in the street, I bet you’d have the energy to pick it up! Well that’s just over the average amount you can save in a year simply by switching your energy suppliers – so why waste the cash?

Your outlook can depend on where you live too, according to price comparison site uSwitch. Hemel Hempstead in

Her tfordshire is the area where people are most likely to switch energy, saving an average of £345 a year. Whereas residents in Canterbur y are least likely to switch which means they’re wasting a potential £267 a year!

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