DECEMBER
It’s the season to be jolly but it can bring financial headaches! Save money by gift hunting in places like Poundland, TK Maxx and HomeSense, and stock up on value wrapping paper and cards in Card Factory.
Suggest a Secret Santa with friends, family or work colleagues to save buying individual gifts – you fix a price limit and buy just one present. It’s fun and saves overspending in a last minute panic!
Track down all your loyalty cards and trade in your points. You may have enough for a free coffee, or some cash off at the till in Boots or Paperchase. Also, make sure you sign up online with your favourite stores, as most give introductory discounts – per fect for Christmas shopping!