Money Talk
Yes, I’ve written about ways to save before – and if you’re someone who regularly shopes around when their renewal quote comes in, and switches insurers to take advantage of the best deals, then you might wonder why I’m still banging on about it!
Sadly, many people don’t shop around. They just accept their renewal quote and pay up, or worse still, get caught in the trap of Continuous Payment Authority which means your insurer keeps your payment details on file and just dips in to your account each year.
So here are my top tips on how to cut the cost of your car insurance, without compromising on cover or safety, and I won’t mention the world “haggle” either!
Make a note of when your car insurance is due and pop a note in your diary a month before so you have plenty of time to shop around.
Insurers should tell you what you paid last year along with this year’s premium. It’s there in black and white – which in most cases, should be enough to spur you into action.
Shop around online. Yes, not all insurers are listed on comparison sites but it’s a quick way to check out the market and you can run separate quotes with Aviva and Direct Line.
Check any deal means like-for-like cover. No good getting excited about a cheaper policy price if the cover isn’t as good or the excess is double!