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MONEY TALK SUE’S GUIDE TO Making Yourself Money Online

Consumer expert Sue Hayward’s savvy finance tips and advice

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Want to make cash without leaving home? Here are six ways to do it. ◆ Watch videos – Sign up to rewards site Swagbucks WWW.SWAGBUCKS.COM and sit back and watch some short videos on food, fashion or sport. Payment is in points to swap for cash or gift cards. ◆ Check receipts for freebies – Stores are keen for customer feedback. Some offer prize draws or discounts if you go online and fill them in. You can usually find details on the bottom of till receipts. ◆ Cash competitio­ns – You can win £500 every day at Pick My Postcode WWW.PICKMYPOST­CODE.COM Sign up and pop in your postcode. Check after noon to see if you’re a winner. Unclaimed prize money is rolled over to the next day. ◆ Cashback Queen – Shop online? Sign up to cashback sites like QUIDCO.COM or TOPCASHBAC­K.CO.UK to earn as you spend. You can get 6% at Waterstone­s or 16% shopping at VERY.CO.UK

◆ Cash in on clutter – Sell unwanted stuff at EBAY.CO.UK or MUSICMAGPI­E.CO.UK. And try COMPAREMYM­OBILE.COM for old phones. Pop in the make, model and condition for an instant price. Some sites buy damaged phones too. ◆ Sell your holiday snaps – You don’t need to be a profession­al photograph­er to earn cash from snaps. Photo agencies like ALAMY.COM want everything from travel to animals, sport or shots at home. They’ll take up to 50% commission but your snap could make the front cover of a magazine!

◆ Please remember that you won’t be a millionair­e overnight! This is about making some extra cash not a retirement fund.

Check how you get paid. Some sites pay “points”. Check how many you need before you can swap them for cash or treats.

Set up a PayPal account as it’s an easy way to get paid.

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