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Make the most of your pension

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1 Looking ahead

Make sure you’re saving enough money to cover everything you need – and fulfil a few dreams, too! 2 Monitor your savings The performanc­e of your pension can change over time, so review it regularly to make sure it’s on track. 3 Grab the work scheme bonus Work pensions offer bonus savings without you paying an extra penny, as an employer will also contribute. 4 Track lost savings If you have had more than one job, you may be part of pension schemes that are now inactive. Those savings are still yours, so track your pension at gov.uk. 5 Place your money wisely A financial advisor can help you find a pension scheme to suit you.

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