Helpful hints for family life Financial worries can harm your health

Experts explain how financial worries can affect your health – and the practical steps you can take to stay in control. Why does financial stress affect your health?

Anxiety may sometimes feel like it’s all in your head, but stress can manifest physically in many ways. ‘It affects every system, from our heartbeat to our breathing and our brains,’ says Dr Zoe. ‘Higher stress results in the fight or flight response, which leads to increased levels of cortisol and adrenaline,’ Gotts continues.’

Signs and symptoms

‘Key indicators include poor sleep, irritability, low energy and tearfulness,’ says Simon Coombs, BACP registered therapist. ‘Some people also have no appetite and do not drink enough water. They may take more time off work as sick than we might ordinarily experience.’ Other issues that can be triggered or exacerbated include: ‘Migraines, back and muscular pain, gastro and digestive problems, insomnia, high blood pressure and heart arrhythmia.’

Unhealthy choices

Stress can cause people to engage in unhealthy behaviours. ‘For example, overeating, alcohol and drug abuse, plus sedentary behaviours such as watching TV and gaming,’ Gotts says. ‘These behaviours can worsen a person’s health and finances.’

Stress management

‘It is vital to notice when you are feeling the impact of stress,’ Gotts says. ‘Are you finding it tricky to wind down? Are you feeling too stressed to speak to others? Is your sleep disturbed? Exercise can be an extremely effective stress-reliever – and it doesn’t have to be strenuous. A simple walk in fresh air allows the mind to slow down its constant whirring. Eating a balanced diet is also important.’

Seek support

‘Remind yourself that, regardless of your position, you are never, ever alone if you are aware of who is out there to help,’ says Coombs.