Money matters

The question of rent is a sticky one and, because each family’s circumstances are different, there is no set answer.

But it’s worth knowing that the price of a stay-at-home child is close to £3,750 a year, according to a 2014 survey of over 2,500 people, with returning children contributing an average of just £51 a week to the household pot.

‘You may be willing to let your child live rent-free so they can save, but don’t leave yourself short in order to do so,’ says Sally Francis, from Moneysavingexpert.com. Some parents like to stash the cash they get from their children in a savings account to give to them in the future; a great idea if you can afford it. ‘Alternatively, ask for a contribution towards expenses only – food and bills, for example – or for them to help out in other ways, like cooking. Just make sure you both know what the expectations are upfront. This means talking about everything from the gas and water bills to food and broadband,’ adds Sally. However, Linda strongly suggests treating returning children like you would a lodger. ‘See it as a business arrangement rather than a homecoming,’ she says. ‘It’s vital they feel independent, so ask them what they’re earning, show them the household bills and ask what they think is a fair contribution. The amount is irrelevant, but if you’re not getting any payment, the temptation will be to worry about the washing-up and curfews, while they’re made to feel like teenagers again.’