Rutherglen Reformer

Dedicated to helping the entire community

- Rona Williamson, Chairwoman.

Cambuslang Credit Union opened for business in March 1995.

At the beginning there were 15 volunteers who trained for a year. We started out in the unemployme­nt unit in the precinct in Cambuslang.

It was a small office just two rooms and we started our business there.

As we grew we moved to a few different places.

We were in the old post office for a time then moved to the newly built Resource Centre.

We finally purchased our own place in 2003 next to Cambuslang train station.

We also opened an office in Halfway and a collection point in the Bonus Ball in Whitlawbur­n, in order to serve our members in those areas. We have now ceased to operate in Whitlawbur­n as most of our members in that area now pay by Pay Point or standing order.

People flocked to join us when we opened in 1995 and before long we were opening three nights a week and a few hours on a Saturday morning.

Most of our volunteers had full time jobs but they still managed to help and turn up every week to work with the credit union.

We have come a long way since then. We now open all week Mon to Fri and Wed evening in Cambuslang.

We are opened in Halfway Mon and Tues morning and Thursday evening. We employ three part time staff, two full time staff and our manager Tom Harvey is full time.

We still have five of the original founder members who still volunteer with us and a few others who joined us in the early days.

Our BOD are all volunteers and we are continuall­y looking for new young volunteers to carry on the good work.

Cambuslang Credit Union has been a great benefit to the local community.

Our low interest rates for borrowing and not for profit organisati­on has been a lifeline to many of our members.

You don’t need a bank account to join and it is a great way to save for holidays and Christmas, home improvemen­ts.

I feel that everyone should be a member of a Credit Union either locally or through work it is a great community bank where you can save and borrow in affordable terms with low interest rates.

We are trying to encourage our young people to save and it is with that in mind that we now operate in seven local primary schools.

Our amazing volunteers go once a week to collect savings from our younger members. They are the future of our credit union.

Since we became computeris­ed in 2003 we have given out over 18,102 Loans to members amounting to over £18m.

Previously in order to join you had to live in the G72 area. We now have a new policy whereby anyone who works but does not live in the area can join. This will be a great asset to the credit union as we have had over the years lots of requests from people in local shops who would like to join.

Our membership is growing steadily and hopefully the credit union continues to grow and help the local community.

Our low interest rates for borrowing and not for profit organisati­on has been a lifeline to many of our members. Rona Williamson

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