Key Equity Release is here to help you finance a bette retirement
After a lifetime of paying your mortgage, saving for your retirement and looking forward to the day you can sit back and enjoy it all, the idea of borrowing against your home can seem daunting.
But Key Equity Release believe your retirement should be just right for you – and they don’t have any fixed ideas about what that looks like. What’s right for some isn’t always what’s right for others.
Personal advice
Key Equity Release take a personal approach to helping people decide what’s right for them – whether that is equity release or not. Because if equity release isn’t right for you, they will tell you.
One of their fully qualified advisers can come to your home to have a chat, find out a bit more about your financial situation and why you’re interested in releasing equity – your loved ones are also welcome to come along and ask questions. Or you can have that conversation over the phone, if that’s what you’d prefer.
The key for them is that they get a good understanding of your priorities and needs and that you feel comfortable with any decision you make – there’s no pressure to do that quickly, either; you can make a decision in your own time.
Broad product choice
Key Equity Release plans have been created with customers in mind; they offer a range of features and benefits, including low rates, high loan amounts and flexible features. Whatever your needs, they’ve got you covered.
Key have helped over a million clients decide if equity release is right for them over the past 20 years, and it’s given them a deep understanding of what works for each individual.
All of Key Equity Release’s plans include a no negative equity guarantee, meaning you will never owe more than your home is worth. Their plans involve a lifetime mortgage, which is a loan secured against your home. You will always remain the owner of your home and can be assured that Key Equity Release plans have no monthly repayments, freeing you up to spend your income on the things that matter to you – because with a lifetime mortgage, the loan plus roll-up interest is repaid when the plan comes to an end, following death or entry into long-term care.
It’s possible to release a lump sum or an initial amount followed by additional money that you can draw down if you need in the future. You’ll only pay interest on the money you’ve accessed.
With some plans you can guarantee an inheritance for your loved ones. These allow you to ring-fence a percentage of the future value of your home, which can be left to your loved ones when the property is sold. Plus, interest rates are lower than they have been in years.
You should always think carefully before securing a loan against your home, and it’s important to remember that equity release will reduce the value of your estate and may affect your entitlement to means-tested benefits.
Supported all the way
With Key Equity Release, all your advice will be delivered by qualified equity release experts and is free of charge. They always have your interests at heart, and if you do decide equity release is right for you, they’ll support you every step of the way, from application to completion, without ever charging you a fee for their advice.