Scottish Daily Mail

Diversify your investment

Earn tax-efficient property returns without the hassle and worry of being a landlord

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With UK residentia­l property

While all investing carries risk, diversifyi­ng your portfolio across multiple asset classes can help to reduce it. Britons have long regarded property as a wise and sound investment and thanks to Mail Finance’s trusted partner, Bricklane, you can now earn tax-efficient property returns from the comfort of your own home. Despite the ongoing uncertaint­y affecting global investment markets, Bricklane believes that the fundamenta­ls of the UK residentia­l property market remain strong and that it continues to represent an attractive opportunit­y for long-term investors due to the ongoing imbalance between supply and demand. By 2022, more than one in five households are expected to rent. However, while demand has never been higher, there is a significan­t shortage of high-quality homes in the UK Private Rented Sector. Forecasts are not a reliable indicator of future returns.

Bricklane’s data advantage

Rather than owning property directly, with Bricklane, you can invest in diversifie­d property portfolios known as Real Estate Investment Trusts (REITs). Using its in-house data-analytics platform, Compass, Bricklane can rapidly screen thousands of listings to identify the top fraction of properties in its target areas and price them accurately at scale. From this selection, Bricklane’s property team constructs diversifie­d portfolios which they believe have strong potential for returns through a combinatio­n of rental income and capital growth. This data-driven approach to property investing also equips Bricklane with an understand­ing of the UK property market that most individual investors would lack the resources to replicate.

Invest your ISA in property

Bricklane offers investors a choice of two funds: The London Fund includes properties in the capital while the Regional

Capitals Fund contains properties in Manchester, Birmingham and Leeds. You can invest in either fund or split your investment 50:50 between the two. If you’re looking to use your 2020/21 ISA allowance, Bricklane could be a great option. With a Bricklane ISA (Type: Stocks

and Shares), you can invest up to £20,000 in Bricklane’s funds and pay no tax on income or gains no matter how large your investment may become.

Pay 0% investment fee for a limited time

Bricklane has also extended its Zero Fees offer until the end of 2020. Invest before December 31 and you won’t pay an

investment fee on any transactio­n. That’s a saving of up to £400 if you were to invest your entire £20,000 ISA allowance. If you’re interested in learning more about investing with Bricklane, you can visit bricklane.com or contact its UK based customer support team on 0203 1111 432 9:30am - 5:30pm, Monday to Friday. As with all investing, your capital is at risk. You may not be able to sell your investment within a reasonable timeframe. Bricklane doesn’t give advice and you should seek independen­t advice before investing. Please see further risks in the Important Informatio­n box.

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