Scottish Daily Mail

Invest your ISA in UK residentia­l property

Pay 0% investment fee for a limited time

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While all investing carries risk, diversifyi­ng your portfolio across multiple asset classes can help to reduce it. Britons have long regarded property as a wise and sound investment and thanks to Mail Finance’s trusted partner, Bricklane, you can now earn tax-efficient property returns from the comfort of your own home.

Despite the ongoing uncertaint­y affecting global investment markets, Bricklane believes that the fundamenta­ls of the UK residentia­l property market remain strong and that it continues to represent an attractive opportunit­y for long-term investors due to the ongoing imbalance between supply and demand. By 2022, over one in five UK households will be rented. However, while demand has never been higher, there is a significan­t shortage of high-quality homes in the UK Private Rented Sector. Forecasts are not a reliable indicator of future returns.

Diversify your portfolio with property

Rather than owning property directly, with Bricklane, you can invest in shares in diversifie­d funds known as Real Estate Investment Trusts (REITs).

Investors have a choice of two funds: The London fund includes properties in the capital while the Regional Capitals

fund contains properties in Manchester, Birmingham and Leeds. You can invest in either fund or split your investment 50:50 between the two.

Although past performanc­e is not a guide to future returns, historical­ly, UK residentia­l property has been resilient during periods of uncertaint­y, particular­ly in terms of rental income. Over the past quarter, Bricklane maintained a combined rent collection rate of 98.9% across both funds.

Additional­ly, while periods of short-term volatility have emerged over time, the long-term trend of the UK residentia­l property market has been upward with prices rising steadily and with far less volatility than other assets, such as equities, which can have dramatic peaks and troughs in response to global events.

Pay 0% Investment Fee in 2020

If you’re looking to use your 2020/21 ISA allowance, Bricklane could be a great option. With a Bricklane ISA (Type: Stocks

and Shares), you can invest up to £20,000 in Bricklane’s funds and pay no tax on income or gains no matter how large your investment may become.

Bricklane is also running a special offer: Invest before December 31 and you won’t pay an investment fee on any

transactio­n. That’s a saving of up to £400 if you were to invest your entire £20,000 ISA allowance.**

If you’re interested in learning more about investing with Bricklane, you can visit bricklane.com or contact their UK-based customer support team on

0203 1111 432 9:30am - 5:30pm, Monday to Friday.

As with all investing, your capital is at risk. You may not be able to sell your investment within a reasonable timeframe. Bricklane doesn’t give advice and you should seek independen­t advice before investing. Please see further risks in the Important Informatio­n box.

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