HOME ADVICE

Would you – or could you – live in a creepy or haunted house? Mortgage advisers from Which? take the scare out of purchasing.

The property has a generator and five freshwater wells.

Sounds good? Until you meet the inhabitants. So demand very vacant possession.

It’s worth about £448,000. You would need a £44,800 deposit.

But it’s in the movie IT – in cinemas now – where a predatory shapeshifter can transform itself into its prey’s worst fears.

But because it is not habitable at the moment, most mortgage lenders will scream and won’t touch it.

You would need specialist refurbishment finance to return the property to its one-time glory.

It would make a spectacular home – high ceilings, huge staircase, stained glass windows and wow-factor chandeliers.

But it’s also the setting for frightener Woman In Black with its mysterious deaths.

The property’s legal ownership is also under a shroud, and some of the neighbours are less than welcoming. There’s only one disadvantage. The previous owners died but they are now ghosts haunting the property. There’s also another ghost – Betelgeuse (pronounced Beetlejuice) – who scares away new inhabitants. This could cause mortgage problems as lenders often run a mile from properties where the previous owners still think they live there and appear unannounced whenever they want.