Centre is offering free help with debt

A local organisation is appealing to anyone struggling with their finances to get in touch.

Forth Valley Christians Against Poverty (CAP) Debt Centre has been delivering free debt help to people across Stirling, Clackmannanshire and Falkirk for more than two years and throughout the pandemic.

With measures such as the furlough scheme now over, it is expected that more people will need to know where to turn for help with problem finances.

Fiona Welsh, Forth Valley CAP Debt Centre Manager, said:“We really want to urge people who are struggling with debt to seek help as early as possible.

“The furlough scheme has helped plug the gap for many people, but not everyone will be able to get back the same hours and income with their employers.

“At first, it might seem you’ll be able to manage by tightening your belts a bit, but low income and debt often go hand-in-hand. In fact at CAP, low income is the most common reason for debt.

“Over half of people in debt wait over a year before seeking help. The quicker people get in touch, the sooner they can get support and solutions in place.

“Sadly, we’ve seen all too often that people are struggling to find enough money to cover essentials like rent and heating and then not having enough money left for food or to pay back arrears. It’s a juggling act which is impossible to manage without help.”

Anyone worried about debts piling up that are causing anxiety and stress can contact CAP on 0800 328 0006 or capuk.org as soon as possible to get free debt help.