Shower of chancers

I took out a loan to buy a new bathroom but the plumbing firm left the job half-finished. I think they have ceased trading as I can’t reach them and neither can Trading Standards. How do I get the job finished? If the loan is connected to the purchase via a finance firm, they’re as liable as the retailer to resolve matters. The loan company should hire contractors to finish the work. But if you took out a personal loan, you do not have that protection – unless you paid a deposit of £100 or more by credit card. asked aflat and I’m viewed anoffer. I toputin a lawyer butneed my Now acash buyer theprice. mainly getomeet tethe mortga comple small won’t let me r? lawyer solicito my change wise t.CanI ’tbe a contrac wouldn butthis sounds It Youcan transa ction. an hasmade move mid- lawyer ed but like your accept hadit offerand notbeen es have mortga ge missiv ded as conclu are still funds g. pendin

“Building control won’t pass their shoddy work and we had to call in the Health and Safety Executive after we were left with a dangerous gas flue.”

Georgina and Steve, 56, of Coaltown of Wemyss, Kirkcaldy, signed up with Moffat, based in Bathgate, in July. They have one director, Leigh Moffat.

Georgina, 45, said: “We’d paid £10,646 deposit up front, then had payments of £3825 to make every week by bank transfer as the work progressed.

“But the contractors didn’t seem to know what they were doing.” The couple came home one night to find water pouring in through their roof. Georgina, a midwife, said: “I wanted to cry.”

In November they presented the firm with a snagging list which included as No1 priority making the roof watertight.

Georgina said: “We already