Lessons end on bum note

I signed up for singing lessons for my daughter but the teacher took ill and the council organised a replacement. My daughter now won’t go back as she doesn’t like the new lady. Is there anything I can do? Probably not, unless you had the option to choose a specific teacher and the council promised continuity throughout. It is more likely the contract you have offers a block of lessons with a qualified teacher. Speak to the council to negotiate a solution.

The cute cockapoo had been on a lead when the accident happened as a lorry thundered past on her morning walk.

But Barbara was bereft when pet insurers Animal Friends refused to pay the £ 4000 vet bill, claiming the dog was not under control.

Barbara, 45, said: “We’ve been through so much and so has Bella. She is still learning to cope with her injuries.

“She was totally under control, on a lead, on the pavement, before the accident happened. Either the lorry spooked her or it pulled her under its wheels.

“It was horrific. My husband still has flashbacks.”

Barbara and Scott, 49, had taken out cover when Bella, now 18 months, was a pup.

They paid £14.55 a month for super ior plus cover and submitted a claim after the accident on February 14.

Barbara, a child minder, said: “The driver stopped and said he hadn’t seen Bella. Scott scooped her up and ran. She was in a terrible state.”

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