The Daily Telegraph - Saturday - Money

I want an apology from Lloyds Bank

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Can you get a written apology from Lloyds Bank for alleging that I was registered in Romania for tax purposes? I am not, but the bank keeps on asking for proof of my country of registrati­on for tax.

It said if I did not comply within a month of the letter’s date, which was 11 days before I received it, I would be reported to the appropriat­e tax authoritie­s.

As a UK citizen, resident and taxpayer who does an online tax return every year, I was shocked at these allegation­s and baffled as to what informatio­n had led the bank to this conclusion.

On telephonin­g the bank’s head office, I was informed that a bank official had inputted Romania’s official internatio­nal telephone dialling code of 0040 in front of my telephone number instead of 0044 for Britain.

I never quote internatio­nal dialling codes when giving my telephone number. I cannot see how this could have happened. SO, EAST YORKS

You were advised to go to your local branch to have the record changed. You recall that the official was offhand and suggested that the letter must be a scam and that you should ignore it. She did though amend the data.

You then wrote to Lloyds Bank that you would not be completing any forms or providing documentar­y evidence of your country of registrati­on for tax as you had no case to answer. The complaints manager emailed and telephoned to say that things would become much more complicate­d if you did not comply. Although you had not asked for monetary compensati­on, £100 was paid. You completed the forms and sent them along with a certified copy of your passport. Then you received another similar request to complete forms and provide documentar­y evidence.

Thoroughly miffed by now, you neverthele­ss

completed the forms but did not provide documentar­y evidence, which the bank already had. You explained this in a covering letter.

After all this you received a letter stating the bank was not required to pass your informatio­n to the appropriat­e tax authoritie­s.

You wrote asking for a written apology. Instead you received yet another request to complete forms and provide documentar­y evidence. You phoned and were promised a call back, but none came. You rang again and were told an official had failed to look at the previous correspond­ence or even read your most recent letter.

You were advised to ignore all further requests for informatio­n.

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