Bet­ter off cash­less

The Daily Telegraph - - Letters to the editor -

SIR – Michael R D Evans (Let­ters, July 15) is wrong about charges made by banks to re­tail­ers. Both Visa and Mastercard only al­low banks to charge a max­i­mum of 0.3 per cent for credit cards and 0.2 per cent for debit cards.

In re­ply to Ju­dith Mil­ner (Let­ters, July 14), the NSPCC, Royal Bri­tish Le­gion and Ox­fam re­cently tri­alled con­tact­less col­lec­tions, re­sult­ing in av­er­age do­na­tions be­ing tre­ble the amount col­lected in cash. Char­i­ties would there­fore ben­e­fit hugely from new pay­ment tech­nol­ogy.

Cash is the cur­rency of crime and the cur­rency of tax cheats – for which all hon­est, hard-work­ing peo­ple pay. We now have many dif­fer­ent, se­cure pay­ment sys­tems to suit every­one – busi­nesses, char­i­ties, chil­dren, el­derly and dis­ad­van­taged peo­ple.

The sheer scale of in­come tax and VAT fraud that oc­curs through the il­licit use of cash means that, in a cash­less so­ci­ety with many more peo­ple con­tribut­ing their fair share of tax, there would be much more fund­ing avail­able for pub­lic ser­vices.

Ide­ally, there would be a choice, but un­for­tu­nately far too many peo­ple use cash for il­le­gal pur­poses. A cash­less Britain will be a bet­ter, fairer so­ci­ety. Jon Leven­son

Cam­paign Di­rec­tor, Go Cash­less Ch­ester

SIR – Tri­cia Camm (Let­ters, July 17) won­ders what we will put in the church col­lec­tion plate if we have no more cash.

These days, many churches en­cour­age parish­ioners to pay by di­rect debit, which makes claim­ing gift aid far eas­ier.

How­ever, the sting in the tail for those who pay by this method is the looks they get from fel­low parish­ioners when they pass the col­lec­tion plate by. Di­rect debit pay­ments are anony­mous; a ten­ner in the plate is not.

Chel­las­ton, Der­byshire

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