Banking open to fraud

SIR – No computers or online finances are, it seems, secure from thieves. The simple solution is to do all your transactions face to face, through your friendly local bank branch, supervised by your trustworthy bank manager.

Oh, hold on. The banks have closed their branches. (We had six banks in our village and now we have none.)we no longer have branch managers, just salesmen selling “products”.

Thieves will very quickly learn to exploit this new hacking opportunity, and banks will start fighting tooth and nail to deny claims by customers.

Is it time for a rethink by the banks, which have virtually forced everyone into online banking? Bring back branches and branch managers and put the security of customers first. Martin Gaskill

Culcheth, Cheshire

SIR – I smiled at the headline “Illegal migrants’ accounts to be frozen” (January 12), because as I set out to prove once again who I am to a financial institution with whom I already hold two accounts, it beats me as to how these people are able to obtain accounts in the first place. Peter Hamilton

London SE3